Commercial Property
A commercial property insurance policy from Shield Strategic Insurance can provide you with peace of mind, knowing your business will not suffer from an unforeseen accident or incident. Whether you own your own building to conduct business, or simply need coverage for your inventory, our commercial property insurance policies can offer you the protection you need. If done right, commercial property insurance will protect your business’ tangible assets, revenues, key employees and even the life of your business
| Level of Protection: | from $50,000 to $100,000,000 |
General Liability
Each business faces a wide range of vulnerabilities and risks that must be addressed. With the right general liability insurance policy in place, your business can guarantee that all business operations will be protected from all conceivable perils.
When you receive a general liability insurance policy through Shield Strategic Insurance, you can receive:
• Protection for bodily injury and property damage claims related to your day to day operations
• Product liability, or coverage for the goods and services you offer
• Coverage options that you may not have considered or known where available
Allow the experienced agents at Shield Strategic Insurance to provide you with the peace of mind knowing your business has a uniquely tailored general liability policy that will protect your company to the fullest.
| Level of Protection: | from $1,000,000 to $2,000,000 |
Excess Liability
As a business owner, it tends to be second nature to worry about the future of your organization. A large liability loss would not only hinder the operations of your company, but it may affect your livelihood as well. Therefore, it is imperative that you obtain the necessary insurance coverage to offer your business the protection it deserves.
When considering an excess liability policy you should consider the value of the asset you are trying to protect. Additionally, you should realistically consider the exposure your business presents to others. An excess liability insurance policy will offer your business an extra layer of protection. This additional protections is an extension of the liability limits on your standard business insurance policy and will apply when these initial limits have been exhausted.
Your business deserves to receive protection from Shield Strategic Insurance. Allow one of our experienced agents to personalize your business insurance policy to meet the extensive needs of your organization.
| Level of Protection: | from $1,000,000 to $100,000,000 |
Commercial Auto
As required by Florida law, all motorists must obtain the appropriate auto insurance coverage. The same rules apply for those running their own business while utilizing company vehicles. Whether you run a family-owned floral delivery service or own a fleet of company vehicles, you must provide your vehicles, your employees, and others on the road with adequate protection.
Depending on the nature of your business operations, you will likely require a personalized commercial auto insurance policy based on the unique needs of your organization. Our experienced agents can help determine your business’ exposures and provide you with a variety of insurance options. Contact us today to limit your risks and maximize the success of your business.
| Level of Protection: | from $500,000 to $1,000,000 |
Workers Compensation
No matter what type of business you run, you have a legal obligation to keep your employees safe while at work. This responsibility can be fulfilled with a workers compensation insurance policy. Workers Compensation coverage pays for medical care and physical rehabilitation for injured employees while also helping to replace lost wages. It can also provide benefits for the dependents of employees who lose their life due to work-related accidents or illnesses.
Each state has specific requirements for businesses owners in regard to workers compensation. Florida workers comp laws mandates that employers must either obtain FL workers compensation insurance, self-insurance workers compensation, or be legally exempt for the requirement to provide workers compensation coverage. Even if you’re company is exempt, that does not mean that you are relieved of potential liabilities should an employee become injured. Our agents understand that without the appropriate FL workers compensation insurance plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you.
Even if you purchase a business insurance package, workers comp must be purchased as a separate policy. FL workers compensation coverage can provide your company and your employees with the following:
• Medical expenses
• Lost income/wages
• Rehabilitation costs
• Death benefits
• And more…
| Limit option 1: | $100,000 / $500,000 / $100,000 |
| Limit option 2: | $500,000 / $500,000 / $500,000 |
| Limit option 3: | $1,000,000 / $1,000,000 / $1,000,000 |
